it going to be your permanent home, for
holidays or primarily to rent? Some or all
of the following will apply:
Set a budget
on capital available and (if required) what
mortgage you can afford or can obtain (typically
up to 70% for non-residents).
requirements for your property
– i.e. number of bedrooms, bathrooms,
garden, land, patio and/or roof terrace,
swimming pool (communal or private), views.
Be realistic and prioritise if necessary.
(e.g. main shops, some shops, schools, medical
care, beach – walking distance or
5 minute drive).
property you would like,
would best suit, and can afford –
e.g. beach/ mountainside/ country villa,
apartment, finca (farmhouse) or townhouse.
of Spain –
do you want to integrate into a Spanish
dominated area and plan to learn or already
know the language (don’t forget there
are dialects too), or do you need to be
understood in English (e.g. for work) and/or
require English friends and activities?
Be realistic – take a look at what
leisure and social activities you (and your
family) currently like to do.
are buying-to-let then choose a property
in a place that matches your rental criteria
(i.e. for short-term holiday lets then a
popular tourist area close to the beach
and/or with access to a pool would be best,
whereas for a long-term let it may be better
to have a flat in a busy town/city).
retiring to Spain, planning to move over
to work or buy/set-up a business?
If the last two, then you will need to research
this firstly as it will ultimately narrow
down where in Spain you will live. For more
advice then see our Working
Jobs and Buying
be worth renting a property
initially while you explore and familiarise
yourself with the area – remember,
buying the right property in the wrong place
is probably worse than buying the wrong
property in the right place!
(it’s not sunny and mild everywhere
in Spain). Go to our Facts
sections to find out more.
more about Spain, then read our Facts
History & Culture and Town/City
sections. To get a feel for types of property
available and prices, then go to our Property
has and is connected to services such as
telephone, electricity, mains water and
sewage – these are particularly important
points for rural properties. Where the services
are not currently connected, it may not
be possible to obtain them or be cost prohibitive.
property surveyed for structural defects.
A builder or architect may do this, however
for complete peace of mind you should use
a Qualified Surveyor or Buildings Engineer
speak to neighbours about the area (ask
about neighbour and neighbourhood problems)
and also if they are familiar or know anything
about the property itself
property several times,
and if possible, visit the property/area
at various times of day and/or on different
days (e.g. early morning, during working
hours and at night-time, week-day and weekend)
signing anything or handing over any money
(even if a new build from a seemingly reputable
building company) – ownership and
outstanding debts on the property need to
be checked thoroughly
You can find
lawyers, professional advisers, builders,
architects, mortgage companies and banks
in our Services
or your Estate Agent should be able to recommend
you one (which you are not obliged to use).
for the Buyer and Seller
a New Property
Property/House & Garden