- Costa Blanca: Where living is easy and affordable
- Valencia and Alicante - Affordable beach cities
- Murcia and the Costa Cálida - The warmer 'Costa'
- Málaga and the Costa del Sol: One of the most popular destinations
- Canary Islands: The best climate all year round
- Mallorca: Stunning scenery with an island lifestyle
- Barcelona and the Costa Brava - Culture and picturesque villages
- Madrid: Spain's Contemporary Metropolis
- Bilbao: An excellent alternative for retirement
13 min read
Deciding on the best place to retire in Spain will depend very much on what you want from your retirement. We understand that with so many great places to live in Spain, this task can be a little overwhelming, which is why we want to help you simplify the process. Choosing the best place to retire in Spain will depend on several factors, such as personal preferences, budget, climate, amenities, and location. Here are some tips to help you make a well-informed decision:
- Determine your budget: Spain offers a wide range of retirement options, from luxurious coastal resorts to small inland towns. Determine how much you can afford to spend on housing, healthcare, transportation, and daily living expenses.
- Consider the climate: Spain has a diverse climate, ranging from Mediterranean in the south to subtropical in the north. Consider your preferences for temperature, humidity, and rainfall when choosing a place to retire.
- Look for amenities: Make a list of amenities that are important to you, such as healthcare facilities, cultural activities, shopping centres, and restaurants. Look for a place that offers the amenities that you need to enjoy your retirement.
- Choose a location: Decide whether you want to retire in a coastal town, a city, or a rural area. Coastal towns offer a relaxed lifestyle and easy access to beaches, while cities provide more cultural and entertainment options. Rural areas offer a quieter and more peaceful lifestyle.
- Consider language and culture: If you don't speak Spanish, consider choosing a location with a large expat community that speaks your language. Also, think about whether you want to immerse yourself in Spanish culture or prefer a more international lifestyle.
- Visit potential retirement destinations: Before making a final decision, visit the potential retirement destinations to get a feel for the area. This will help you make a more informed decision about where to spend your retirement years.
After taking these aspects into consideration, it’s a good idea to create a list of the most determining factors and rank them by priority. Then it will be time to focus on the different areas of Spain that can satisfy most or all of your priorities.
This table will help guide you if you know your budget. Here you can see the average price per m2 for property in each provincial capital of Spain. This will help guide you as to which areas are more or less affordable.
Here we have created a list of some of the most popular places to retire in Spain, that cover a vast variety of personal preferences and budgets. These areas fall within the autonomous communities with the highest expat population, according to the National Institute of Statistics.
However, this is just a starting point, and we encourage you to explore these areas in depth, as well as others, by looking at our Find Your Place page. Here are some of the most popular retirement destinations in Spain, along with their unique features and benefits:
Costa Blanca: Where living is easy and affordable
Retiring on the Costa Blanca, a picturesque coastal region in southeastern Spain, has always been one of the most popular choices for those seeking a relaxed and fulfilling retirement. Boasting over 200 kilometres of pristine Mediterranean coastline, the area offers an idyllic blend of sun-soaked beaches, charming towns, and vibrant local culture.
One of the main attractions is the region's pleasant climate, with over 320 days of sunshine a year and mild temperatures in winter. This provides the perfect setting for retirees to enjoy outdoor activities and maintain a healthy lifestyle.
The Costa Blanca offers a diverse range of affordable housing options, from traditional Spanish villas to modern apartments and village cottages, ensuring a comfortable living experience for retirees with varying budgets. There is something for virtually every budget. The cost of living is also significantly lower compared to many European countries, making it an attractive destination for retirees looking to really maximise their pension.
The region is home to one of the largest expat communities in Spain, making it easy for retirees to build a strong social network and engage in various clubs and activities that cater to their interests. The Costa Blanca's accessibility to major airports such as Valencia or Alicante and its proximity to other European destinations make it an ideal base for retirees wishing to explore the continent or return home easily.
Some of the most popular places to retire on the Costa Blanca include Guardamar del Segura, Pilar de Horadada, Altea, Benidorm, Jávea, and Denia. However, there are many other charming towns and villages along the coast.
Valencia and Alicante - Affordable beach cities
Retiring in Valencia or Alicante offers a perfect blend of relaxation, adventure, and cultural enrichment. Both cities, located on Spain's eastern coast, boast a Mediterranean climate, with mild winters and warm summers, making them an ideal choice for retirees seeking a comfortable and enjoyable lifestyle.
Valencia is Spain's third-largest city, but only the 13th most expensive when it comes to property. The city is known for its history, stunning architecture, beautiful city beaches, and lively culture. The 'Old Town', with its narrow streets, cathedral, and picturesque plazas, is a perfect setting for leisurely strolls and outdoor dining. Valencia is also renowned for its impressive Fallas festival, which provides a glimpse of the city's traditional side, while at the same time, the futuristic City of Arts and Sciences provides a glimpse of the city's more modern side. Valencia is also home to the world-famous paella, so there is no shortage of fantastic places to eat. All in all, Valencia is a very attractive option for retirees who want a small-town feel with big-city amenities.
Alicante, on the other hand, is a smaller coastal city, popular for its sandy beaches, crystal-clear waters, and charming marina. The city's laid-back atmosphere and leisurely pace of life make it an ideal destination for those seeking relaxation and tranquillity. The cost of living in Alicante is generally lower than in Valencia, with property on average being 20% cheaper. Alicante is also home to a variety of cultural attractions, such as the Santa Bárbara Castle and the Archaeological Museum, providing ample opportunities for retirees to immerse themselves in Spanish history and culture.
Both Valencia and Alicante offer a wide range of outdoor activities, from golfing and hiking to sailing and swimming, ensuring that retirees can maintain an active and healthy lifestyle. Furthermore, the cities are well-connected by public transport, allowing for easy exploration of the surrounding regions and other parts of Spain.
Murcia and the Costa Cálida - The warmer 'Costa'
Retiring in Murcia and the Costa Cálida is an excellent choice for those seeking a high quality of life, stunning natural beauty, and a warm, welcoming atmosphere. Located in southeastern Spain, these regions offer a unique blend of coastal and inland living, providing retirees with a diverse range of activities and experiences to enjoy.
One of the main reasons to retire in Murcia and Costa Cálida is the fantastic climate. With over 300 days of sunshine per year and very mild winters, retirees can enjoy outdoor activities and a healthy lifestyle all year round.
The cost of living in Murcia and the Costa Cálida is another significant advantage. Retirees can enjoy a high standard of living at a more affordable price compared to other European destinations. The property market offers excellent value, with a wide range of housing options to satisfy even the most modest budgets.
In addition to the beautiful beaches, Murcia and the Costa Cálida are home to several golf courses, marinas, and natural parks, providing endless opportunities for leisure and recreation. The excellent healthcare system, with both public and private options, ensures retirees have access to high-quality medical care.
Some of the most popular retirement destinations on the Costa Cálida are Los Alcazares, San Javier, and Cartagena, which are also the epicentres of the Costa Cálida's expat community.
Málaga and the Costa del Sol: One of the most popular destinations
Retiring to the Costa del Sol, along the southern coast of Spain in Andalucia, offers an idyllic combination of sun-soaked beaches, charming white-washed villages, and a relaxed lifestyle.
Known for its warm, Mediterranean climate, the region boasts over 300 days of sunshine annually and also enjoys very mild winters. This makes it an ideal destination for those looking to escape the cold winters of the northern hemisphere and embrace outdoor activities such as golfing, hiking, or simply strolling on the beach without having to plan for the weather.
The Costa del Sol also offers excellent healthcare facilities, as is the case with most of Spain, with numerous private and public hospitals providing high-quality care. Furthermore, the area's diverse and vibrant expat community makes it easy for retirees to form new friendships and participate in frequent social events.
The Costa del Sol can also cater to all budgets. While some coastal areas, such as Marbella, are more expensive than others, there are still many places that remain affordable when compared to other popular retirement destinations. Additionally, the region's rich cultural heritage, including historic sites, museums, and traditional Spanish festivals, provides ample opportunities for retirees to immerse themselves in the local culture, such as flamenco and the traditional Semana Santa (Easter) processions.
The Costa del Sol boasts numerous retirement hotspots, including Marbella, Estepona, Mijas and Nerja, all located along this picturesque coastline. Other sought-after destinations in the region are Fuengirola, Torremolinos and Benalmadena, and offering retirement options for all tastes. Overall, the Costa del Sol offers an attractive mix of climate, lifestyle, and amenities that make it an ever-popular choice for those seeking to spend their retirement in Spain.
If you move away from the coast and venture into the province of Málaga, you will discover more wonderful places to retire. This picturesque region offers a lot of advantages. Apart from the warm climate, you can enjoy various outdoor activities like golfing, hiking, and cycling throughout the year. Málaga offers some of the best golf courses in the world, as well as some of the best regional cuisine Spain, has to offer.
There are several popular inland villages, known as "pueblos blancos," that are within driving distance of the coast. These include Benahavis, Competa, Alhaurin, Ronda, Mijas, Gaucin and Colmenar.These towns offer convenient access to essential amenities and have a significant expat community, which helps overcome language barriers. The lower cost of living compared to other European countries and the rest of Spain, combined with affordable property prices, makes Andalucia an attractive option for those looking to retire comfortably
Canary Islands: The best climate all year round
The Canaries are an archipelago of eight main islands off the northwest coast of Africa—the most well-known being Tenerife, Gran Canaria, Fuerteventura, and Lanzarote. The Canary Islands, offer an idyllic retirement destination for those seeking sun, sea, and a laid-back lifestyle.
Blessed with year-round temperate weather, retirees can enjoy warm winters and pleasant summers, making it easy to maintain an active outdoor lifestyle. This is an ideal climate for sufferers of arthritis. The islands boast breathtaking landscapes, from pristine beaches to lush mystical forests and dramatic volcanic terrain, providing ample opportunities for leisurely walks, adventurous hikes, water sports, and deep-sea fishing.
Each island has something different to offer, so they are well worth exploring in more depth. The cost of living is also relatively low compared to other European countries, with affordable housing, food, and dining options, allowing retirees to stretch their pensions further.
As a Spanish territory, the Canary Islands offer a rich cultural tapestry, including lively festivals, delicious cuisine, and historic architecture. Retirees can immerse themselves in this vibrant atmosphere and enjoy a fulfilling social life. Additionally, the islands are well-connected to mainland Europe, making it convenient for friends and family to visit or for retirees to explore other European destinations. The islands are also busy tourist destinations all year round, so keep this in mind when exploring the options, as not all areas on these islands are typical tourist destinations. For example, La Gomera, La Palma, and El Hierro are much quieter islands.
Tenerife is the largest and most populated of all the Canary Islands, with a large British expat community. The island has much to enjoy: from Teide National Park and its local food and wine to robust healthcare facilities and endless amenities. However, island life here goes at a slower pace than in many other European destinations, so be prepared for some sacrifices.
Gran Canaria is the second most populous island, with a stunning mountainous landscape in its rural interior. Meanwhile, Fuerteventura boasts the best beaches and a peaceful atmosphere, while Lanzarote offers a vibrant art and culture scene.
Mallorca: Stunning scenery with an island lifestyle
Retiring in Mallorca offers a blend of the Mediterranean island lifestyle, stunning natural beauty, and rich cultural experiences. The largest of Spain's Balearic Islands, it boasts a comfortable climate with over 300 days of sunshine a year and mild winters. Mallorca is an ideal destination for retirees seeking outdoor activities and laid-back island living with the amenities of the mainland.
The island is home to a diverse range of landscapes, including immaculate beaches, rugged mountains with winding roads, picturesque villages, and beautiful fishing towns and marinas. Mallorca's well-developed infrastructure caters to the needs of retirees with accessible healthcare facilities, a plethora of leisure activities on land and on the water, and an active ex-pat community. The two largest expat communities in Mallorca are the British and the Germans. And in case you need to pop back home, Palma de Mallorca Airport is well connected to cities throughout Europe. Many airlines offer direct flights from various destinations.
The cost of living is higher, though, with Palma de Mallorca ranking as the 5th most expensive city in Spain for property. The island offers a variety of housing options, ranging from small seaside apartments to large country homes that cater to most budgets. But if you are prepared to move away from the coast, you can still find very affordable properties.
Retirees can immerse themselves in the local culture by participating in traditional festivals, exploring historic sites, and indulging in the island's fantastic culinary offerings. Mallorca provides a wonderful opportunity to retire, surrounded by natural beauty and a welcoming community.
Barcelona and the Costa Brava - Culture and picturesque villages
Retiring in Barcelona and the Costa Brava offers a blend of rich culture, stunning landscapes, and a high quality of life. Boasting a pleasant Mediterranean climate, these regions provide a comfortable year-round environment for retirees. Barcelona, known for its architectural marvels, like Gaudi's Sagrada Familia, and bustling city life, offers endless entertainment options, from world-class museums to lively markets and high-end shopping. It has all the benefits of Madrid but with the beach.
However, Barcelona is more expensive to retire to than other parts of Spain. The cost of living in Barcelona is considerably higher than the national average. This is due to a number of factors, including the high cost of housing, food, and transportation. If you are looking to retire on a budget, it is best to consider living in a smaller city or town in Spain.
The Costa Brava, slightly further north, on the other hand, stretches along the northeastern coast of Catalonia, presenting retirees with picturesque seaside towns, pristine beaches, stunning hidden coves, as well as a more affordable cost of living. Both locations lay emphasis on outdoor living, with locals enjoying leisurely walks, cycling, and water sports. With a vibrant expat community and easy access to international airports, retiring in Barcelona or the Costa Brava means staying connected to friends and family. Some of the more popular towns in the Costa Brava for retirees are Lloret de Mar, Roses, Blanes, and Tossa de Mar, each with its own charm and individual attraction.
Madrid: Spain's Contemporary Metropolis
Retiring in Madrid offers a combination of rich culture and a vibrant city lifestyle. As Spain's capital, Madrid boasts a wealth of historical and artistic treasures, including world-class museums, stunning architecture, and picturesque parks. A short drive from the city, and you can be enjoying the mountains too.
Madrid has a moderately continental climate with hot and dry summers as well as cold and relatively rainy winters, experiencing on average only 63 days of rainfall per year. As a result, retirees can still enjoy an active outdoor lifestyle, strolling through charming neighbourhoods or dining al fresco at one of the many tapas bars or restaurants throughout the city.
Madrid is a shopper's paradise, offering everything from high-end luxury brands to unique local boutiques. The city is home to several shopping districts, each with its own distinct character and style.
However, Madrid is, unsurprisingly, one of the most expensive cities in Spain for property, ranking third with an average price of €3,576/m2. However, compared to other European capitals, Madrid still offers an attractive retirement solution for those looking for a city lifestyle with all the amenities of a large metropolis. Naturally, as with most of Spain, retirees can expect accessible and high-quality health care in Madrid.
Madrid's friendly and diverse population welcomes expats and retirees with open arms, making it easy to settle in and form lasting connections. With its rich cultural offerings and relatively mild climate, Madrid is a prime location for retirement, so long as you are happy with having your nearest beach 370 km away.
Bilbao: An excellent alternative for retirement
Retiring in Bilbao, the largest city in the Basque Country of Spain, offers a unique experience for those seeking a vibrant, culturally rich retirement destination. Known for its stunning architecture, including the iconic Guggenheim Museum, Bilbao boasts a perfect blend of historic charm and modern amenities. The city's excellent public transportation system, including trams, buses, and a metro, ensures easy access to all neighbourhoods, making it highly convenient for retirees. It's not surprising that Bilbao is becoming a more popular retirement location.
Bilbao's moderate climate, with fairly mild winters and comfortable summers, although generally shorter than in other regions, allows for year-round outdoor activities. The abundant green spaces, parks, and picturesque riverside promenades provide opportunities for leisurely strolls and picnics. The stunning countryside of the Basque Country will appeal to those who aren't so keen on beach destinations but still want to be near the sea. The Basque Country is also renowned for its gastronomy, with Bilbao being home to numerous award-winning restaurants and pintxos bars offering mouth-watering local cuisine.
The cost of living in Bilbao, however, is considerably higher than in other popular retirement areas in Spain. Bilbao ranks 4th among the most expensive cities in Spain for property, but compared to other European cities, it still offers affordable housing options. Additionally, the warm and welcoming nature of the Basque people, along with a strong sense of community, ensures a smooth transition into the local culture.
As you can see, retiring to Spain offers a warm climate, affordable living costs, and a rich cultural experience. With excellent healthcare, diverse leisure activities, and a welcoming expat community, it's an ideal location for a relaxed and fulfilling retirement. To dive deeper into each region, please refer to our Find Your Place to help you narrow down your search.
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